Indian consumers are price-sensitive customers and normally looks for discounts, fairly priced products, captivating options accompanied with better look and feel that they can purchase with minimum efforts. Modern Superstores fulfils this demand of consumers and presents international, national and private brands at one place under one roof. Unlike the traditional general store shop that deals with specific products, Departmental Store offer range of products that any person may require for general use. This bringing of all necessary products under one roof makes it easy for customers to shop making the Superstore business a grand success and its reach is thriving each passing day. Day-to-day cooking needs, quick meals and utility products are the prominent product categories for which a consumer shops from Superstores or Departmental Stores Flour, pulses, rice and oil are the few items that consumers usually buy from these stores because they are low-priced in comparison to the market price and there is ease of bulk purchase and quality assurance. Most of the Modern Departmental Stores have some or the other offer running on regular basis. Bulk purchase always comes with discounts and attractive deals.

The Indian grocery market, which accounts for 69% of India's total retail market, offers plenty of opportunities to retailers. Globally, India is the sixth-largest grocery market and has a humongous potential for growth due to the rising population as well as disposable incomes. Hence, the organized retail sector is expected to increase on the back of favourable demographics (middle class, urbanization), rising disposable incomes (per capita income, double income groups) and changing lifestyle preferences (convenience necessitated by professional commitments, rising aspirations) is expected to drive the growth, generally, in food and beverages market and specifically in the organized retail market as the average propensity to consume is expected to increase further. With a huge population and booming economy, opportunities are plenty in Departmental Store Business. Considering all the optimistic factors as a motivation, a Departmental Store Business appears to be a rewarding business opportunity for the aspiring entrepreneurs.

A Project Report is not only essential for obtaining financial assistance from Bank/ Financial Institution/Funding Agency but also the most important document either to participate in the development schemes of MSME Sector/ Department of Industries or in completing various time consuming government formalities connected with planning and commercial operation of the proposed business project.

This Detail Project Report (DPR)/ Business Plan has been developed in a well-structured PDF Format (Easy to Download, Convert into MS WORD through www.pdftoword.com, Edit for Personalised Customisation and Finally Printing the Report) to be presented as a Ready Project Proposal immediately thereby saving precious time of the promoter in the process of completing requisite formalities in anticipation of setting up the business project. Accordingly, following Project Templates has been deliberately left blank in order to facilitate customisation by the perspective entrepreneurs based on personal requirements and furnish necessary information on actual basis.

§ Project at a Glance                                 :             To be Filled Up as per Personal Requirements.

[Total Capital Expenditure, Working Capital, Estimated Cost of the Project, Amount of Bank Loan, Amount of Equity Capital and Amount of applicable Margin Money Subsidy – (Urban/Rural /General Category/ Special Category)].

§ General Information and Location       :             To be Furnished in the Blank Space.

[Name of the Unit/Firm, Address of the Proposed Project Location, Size of the Space Available and Occupancy under Ownership/Lease Agreement].

§ Promoter’s Background                        :             To be Furnished in the Blank Space.

[Name of the Promoter, Age, Communication Address, Educational Qualification, Work Experience and Special Training Attended, if Any].

The Project Report/ Business Plan so presented include all the important aspects containing the following details;

CONTENTS

1. Highlights of the Project
2. Project Introduction
3. The Project Proposal
4. The Products
5. Prospect for Investment
6. Potential Target Customers/Market
7. Marketing Strategy
8. Critical Success Factors
9. Process Details and Technical Solutions
10. Quality and Standards
11. Installed and Operational Capacity
12. Raw Materials and Consumables
13. Power and Utility
14. Tentative Implementation Schedule
15. Basis & Presumptions
16. Capital Investment Estimates with Detail Project Economics
17. Computation of Working Capital Requirement
18. Estimated Total Project Investment
19. Proposed Means of Project Financing
20. Estimated Annual Sales Turnover
21. Projected Profitability Statement
22. Calculation of Interest Amount
23. Depreciation Schedule
24. Term Loan Repayment Schedule
25. Debt Service Coverage Ratio
26. Break-Even Analysis
27. Projected Cash Flow Statement
28. Projected Balance Sheet
29. Internal Rate Return
30. Pay Back Period

The presentation also supplements with important facts and useful information covering the areas as indicated below;

1. Statutory Permits and Business Licenses Required for Departmental Store Business
2. Important Steps to Start Departmental Store Business
3. Tips to Identify Suitable Location for Departmental Store Business
4. Photographs of Major Furniture’s, Fixtures &Equipment’s Required
5. Contact Details of Furniture’s, Fixtures &Equipment’s Suppliers and
6. Contact Details of Professional Consultants.

LIST OF ENCLOSURES

ENCLOSURE-1: SALIENT FEATURES OF MUDRA LOAN SCHEME, MINISTRY OF MSME, GOVT. OF INDIA.

ENCLOSURE-2: FAQ ON MUDRA LOAN SCHEME.

ENCLOSURE-3: BRIEF ABOUT PSB LOANS IN 59 MINUTES SCHEME.

ENCLOSURE-4: FAQ ON PSB LOANS IN 59 MINUTES SCHEME.

Thus the information provided would help in identifying in advance the infrastructure/resources required for the Project and approach the concerned government agencies accordingly. Hence, it becomes a complete document for further action towards realising the dream of becoming an entrepreneur.