Handmade papers can be made by sifting pulp onto a screen and letting each individual sheet of paper dry. This time-consuming, creative process has been used in Nepal, Japan, China and Thailand for centuries to produce exceptionally beautiful paper. Handmade paper turns waste scraps of office paper, cotton fabric, blue jeans and adds wildflower seeds to turn it into exquisite sheets of paper. Handmade paper has a unique look and texture that sets it apart from machine-made paper. The beauty of handmade seed embedded paper is that no two sheets are alike. Unlike the cut edges of machine-made paper, each piece of handmade paper is made-to-size and thus has a feathery “deckle edge” on all four sides. Handmade paper also has a rich texture, making it perfect for drawing, writing, binding into books, rubber stamping and more. The production of handmade paper does not require skilled labour and local population especially women can be absorbed in this industry. Handmade paper production can easily be set up in rural areas and thus can be used to encourage local entrepreneurship.

The Indian handmade paper industry has been identified as one of the village industry and the industry has seen significant growth in last one decade because of improved demand not only on national level but at the international arena. As per estimates, there are nearly more than 450 handmade paper units scattered all over India producing nearly 50,000 tonnes of handmade paper & board. The Indian handmade paper industry had grown remarkably in the recent past wherein the production of handmade paper industry has reached to a turnover of Rs 250 crores. Due to increased literacy, industrialization and modernization, the per capita consumption of the paper and paper board has increased remarkably to nearly 6.5 kg in the recent past. Although, the per capita consumption of paper and paper board in India is low compared to the developed countries like US (350 kg), China (58 kgs), Japan (225 kgs) and world average 55 kgs however the total quantity of paper produced in India is quite significant with a total production of nearly 70 lakh tonnes per annum. This industry provides employment to about 10,000 people and most of them are situated in the rural areas.

A Project Report is not only essential for obtaining financial assistance from Bank/ Financial Institution/Funding Agency but also the most important document either to participate in the development schemes of MSME Sector/ Department of Industries or in completing various time consuming government formalities connected with planning and commercial operation of the proposed business project.

This Detail Project Report (DPR)/ Business Plan has been developed in a well-structured PDF Format (Easy to Download, Convert into MS WORD through www.pdftoword.com, Edit for Personalised Customisation and Finally Printing the Report) to be presented as a Ready Project Proposal immediately thereby saving precious time of the promoter in the process of completing requisite formalities in anticipation of setting up the business project. Accordingly, following Project Templates has been deliberately left blank in order to facilitate customisation by the perspective entrepreneurs based on personal requirements and furnish necessary information on actual basis.

§ Project at a Glance                                     :             To be Filled Up as per Personal Requirements.

[Total Capital Expenditure, Working Capital, Estimated Cost of the Project, Amount of Bank Loan, Amount of Equity Capital and Amount of applicable Margin Money Subsidy – (Urban/Rural /General Category/ Special Category)].

§ General Information and Location          :             To be Furnished in the Blank Space.

[Name of the Unit/Firm, Address of the Proposed Project Location, Size of the Space Available and Occupancy under Ownership/Lease Agreement].

§ Promoter’s Background                            :             To be Furnished in the Blank Space.

[Name of the Promoter, Age, Communication Address, Educational Qualification, Work Experience and Special Training Attended, if Any].

 The Project Report/ Business Plan so presented include all the important aspects containing the following details;

CONTENTS

1.   Highlights of the Project

2.   Project Introduction

3.   The Project Proposal

4.   Prospect for Investment

5.   Potential Target Customers/Market

6.   Marketing Strategy

7.   Critical Success Factors

8.   Process Details and Technical Aspects

9.   Installed and Operational Capacity

10. Quality and Standards

11. Raw Materials and Consumables

12. Power and Utility

13. Tentative Implementation Schedule

14. Basis & Presumptions

15. Capital Investment Estimates with Detail Project Economics

16. Computation of Working Capital Requirement

17. Estimated Total Project Investment

18. Proposed Means of Project Financing

19. Estimated Annual Sales Turnover

20. Projected Profitability Statement

21. Calculation of Interest Amount

22. Depreciation Schedule

23. Term Loan Repayment Schedule

24. Debt Service Coverage Ratio

25. Break-Even Analysis

26. Projected Cash Flow Statement

27. Projected Balance Sheet

28. Internal Rate Return

29. Pay Back Period

The presentation also supplements with important facts and useful information covering the areas as indicated below;

1.   Statutory Permits and Business Licenses Required for the Project

2.   Important Steps to Start the Project and

3.   Tips to Identify Suitable Project Location.

LIST OF ENCLOSURES

ENCLOSURE-1: E-BOOK ON SCHEMES FOR MSMEs, MINISTRY OF MSME, GOVT. OF INDIA.

ENCLOSURE-2: SALIENT FEATURES OF MUDRA LOAN SCHEME, MINISTRY OF MSME, GOVT. OF INDIA.

ENCLOSURE-3: FAQ ON MUDRA LOAN SCHEME.

ENCLOSURE-4: BRIEF ABOUT PSB LOANS IN 59 MINUTES SCHEME.

ENCLOSURE-5: FAQ ON PSB LOANS IN 59 MINUTES SCHEME.

Thus the information provided would help in identifying in advance the infrastructure/resources required for the Project and approach the concerned government agencies accordingly. Hence, it becomes a complete document for further action towards realising the dream of becoming an entrepreneur.