Jeera biscuits are cumin flavoured cookies made with flour and butter. These are bakery products that are both salty and mildly sweet with roasted cumin flavour. They are crumbly and melt-in-mouth, golden beauties that require very basic ingredients. Jeera biscuits are quite popular in local bakeries all over India and are best served alongside hot cup of tea/coffee. Biscuits and Cookies form the major baked foods of total bakery products produced in the country. The bakery industry, production of which has been increasing steadily in the country, is the largest among the processed food industries in India. The contributing factors for the popularity of bakery products are reasonable product costs, greater nutritional quality, availability of varieties with different textural and taste profiles, and better taste. With the help of technology, baking methods have changed considerably eliminating the tedious manual work and it is currently an energy intensive industry. Bakery products still remain the cheapest of the processed ready to eat foods.

The ever-increasing number of working professionals, rising urbanisation, lifestyle changes, local availability of confectionary foods in small packages, affordability along with the growing popularity of convenience foods and increasing drive for hygiene, greater taste and consistency are also driving the market for Indian food Products. Thus the changing need of customers and diversity in Indian culture has created better opportunity in the food production and distribution system. As one of the largest segments in the food processing sector in India, the bakery industry offers huge opportunities for growth, innovation and in generating employment.

The proposed project is that of setting up of Jeera Biscuits Making Business unit at the proposed location. The growing population, increasing urbanization and rising consumerism has fuelled the demand for FMCG products in the market. Increasing internet penetration is also leading consumers to buy FMCG Products through online channels thus contributing to the growth in the Consumer market. The potential target customers and market for the proposed set-up would comprise of the customers of local Retail Stores, Departmental Stores, Convenience Stores, Supermarkets/ Hypermarkets, Tea Stalls, Fast Food Outlets, Restaurants, Hotels, Canteens and Online Stores etc.  

A Project Report is not only essential for obtaining financial assistance from Bank/ Financial Institution/Funding Agency but also the most important document either to participate in the development schemes of MSME Sector/ Department of Industries or in completing various time consuming government formalities connected with planning and commercial operation of the proposed business project.

This Detail Project Report (DPR)/ Business Plan has been developed in a well-structured PDF Format (Easy to Download, Convert into MS WORD through www.pdftoword.com, Edit for Personalised Customisation and Finally Printing the Report) to be presented as a Ready Project Proposal immediately thereby saving precious time of the promoter in the process of completing requisite formalities in anticipation of setting up the business project. Accordingly, following Project Templates has been deliberately left blank in order to facilitate customisation by the perspective entrepreneurs based on personal requirements and furnish necessary information on actual basis.

§ Project at a Glance                                     :             To be Filled Up as per Personal Requirements.

[Total Capital Expenditure, Working Capital, Estimated Cost of the Project, Amount of Bank Loan, Amount of Equity Capital and Amount of applicable Margin Money Subsidy – (Urban/Rural /General Category/ Special Category)].

§ General Information and Location          :             To be Furnished in the Blank Space.

[Name of the Unit/Firm, Address of the Proposed Project Location, Size of the Space Available and Occupancy under Ownership/Lease Agreement].

§ Promoter’s Background                            :             To be Furnished in the Blank Space.

[Name of the Promoter, Age, Communication Address, Educational Qualification, Work Experience and Special Training Attended, if Any].

 The Project Report/ Business Plan so presented include all the important aspects containing the following details;

CONTENTS

1.    Project at a Glance

2.    Highlights of the Project

3.    Project Introduction

4.    The Project Proposal

5.    The Products and its Uses

6.    Prospect for Investment

7.    Potential Target Customers/Market

8.    Market Entry Strategy

9.    Process Details and Technical Aspect

10. Installed and Operational Capacity

11. Quality Control and Standards

12. Raw Materials and Consumables

13. Power and Utility

14. Tentative Implementation Schedule

15. Basis & Presumptions

16. Capital Investment Estimates with Detail Project Economics

17. Computation of Working Capital Requirement

18. Estimated Total Project Investment

19. Proposed Means of Project Financing

20. Estimated Annual Sales Turnover

21. Projected Profitability Statement

22. Calculation of Interest Amount

23. Depreciation Schedule

24. Term Loan Repayment Schedule

25. Debt Service Coverage Ratio

26. Break-Even Analysis

27. Projected Cash Flow Statement

28. Projected Balance Sheet

29. Internal Rate Return

30. Pay Back Period

The presentation also supplements with important facts and useful information covering the areas as indicated below;

LIST OF ANNEXURES

1.  Basics of Food Processing Business

2.  Indian Food Processing Industry- Current Scenario and Recent Govt. Initiatives

3.  Statutory Permits and Business Licenses required for the Project

4.  Beginner’s Guide to Start the Project

5.  Smart Tips to Identify Suitable Project Location

6.  Critical Success Factors in Food Processing Business and

7.  Marketing Strategy and Promotional Ideas to Boost the Sale of the Business.

LIST OF ENCLOSURES

ENCLOSURE-1: READING MANUAL FOR JEERA BISCUIT MAKING BUSINESS, PMFME SCHEME, MINISTRY OF FOOD PROCESSING INDUSTRIES, GOVT. OF INDIA.

ENCLOSURE-2: E-BOOK ON PMFME SCHEME, MINISTRY OF FOOD PROCESSING INDUSTRIES, GOVT. OF INDIA.

ENCLOSURE-3: LATEST LIST OF “ONE DISTRICT ONE PRODUCT” (ODOP) FOR 713 DISTRICTS OF 35 STATES/UNION TERRITORIES UNDER PMFME SCHEME, MINISTRY OF FOOD PROCESSING INDUSTRIES, GOVT. OF INDIA.

Thus the information provided would help in identifying in advance the infrastructure/resources required for the Project and approach the concerned government agencies accordingly. Hence, it becomes a complete document for further action towards realising the dream of becoming an entrepreneur.