Construction industry is growing rapidly in India. The growing construction industry is also boosting the demand for building materials. There are huge demand for precast concrete building materials including paver blocks, tiles and kerb stones etc. Concrete Paver Blocks and Tiles are construction materials used for laying pavements, walkways, car parks, garages, ports, petrol pumps, gardens, passenger waiting sheds, bus-stops, industry and other public places. These are pre-cast solid products made out of cement concrete. The term precast refers to the fact that the blocks are formed and hardened before they are brought to the job site. It can withstand compression and are also water resistant. They are available in various sizes, shapes, colours and strength grades (concrete mix) depending on the utility and aesthetic requirements. Some specific designs like the I-shaped 60mm thick paver block and Zig-Zag shaped 80mm thick paver block are always in demand in the market due to their interlocking properties (does not need binder) and load bearing properties.
Sand, gravel, pebbles and cement are the basic raw materials for making precast concrete pavers. These are high density materials similar to natural stones. With the application of colours and the use of moulds, the beauty of natural stone pavers can be replicated. The demand for such tiles and blocks is generally from urban and semi urban areas as such the unit manufacturing the product should be accordingly located. Hence, the unit may be set up in urban and semi-urban areas, near to the market.
A Project Report is not only essential for obtaining financial assistance from Bank/ Financial Institution/Funding Agency but also the most important document either to participate in the development schemes of MSME Sector/ Department of Industries or in completing various time consuming government formalities connected with planning and commercial operation of the proposed business project.
This Detail Project Report (DPR)/ Business Plan has been developed in a well-structured PDF Format (Easy to Download, Convert into MS WORD through www.pdftoword.com, Edit for Personalised Customisation and Finally Printing the Report) to be presented as a Ready Project Proposal immediately thereby saving precious time of the promoter in the process of completing requisite formalities in anticipation of setting up the business project. Accordingly, following Project Templates has been deliberately left blank in order to facilitate customisation by the perspective entrepreneurs based on personal requirements and furnish necessary information on actual basis.
§ Project at a Glance : To be Filled Up as per Personal Requirements.
[Total Capital Expenditure, Working Capital, Estimated Cost of the Project, Amount of Bank Loan, Amount of Equity Capital and Amount of applicable Margin Money Subsidy – (Urban/Rural /General Category/ Special Category)].
§ General Information and Location : To be Furnished in the Blank Space.
[Name of the Unit/Firm, Address of the Proposed Project Location, Size of the Space Available and Occupancy under Ownership/Lease Agreement].
§ Promoter’s Background : To be Furnished in the Blank Space.
[Name of the Promoter, Age, Communication Address, Educational Qualification, Work Experience and Special Training Attended, if Any].
The Project Report/ Business Plan so presented include all the important aspects containing the following details;
CONTENTS
1. Highlights of the Project
2. Project Introduction
3. The Project Proposal
4. Prospect for Investment
5. Potential Target Customers/Market
6. Marketing Strategy
7. Critical Success Factors
8. Process Details and Technical Aspects
9. Installed and Operational Capacity
10. Quality and Standards
11. Raw Materials and Consumables
12. Power and Utility
13. Tentative Implementation Schedule
14. Basis & Presumptions
15. Capital Investment Estimates with Detail Project Economics
16. Computation of Working Capital Requirement
17. Estimated Total Project Investment
18. Proposed Means of Project Financing
19. Estimated Annual Sales Turnover
20. Projected Profitability Statement
21. Calculation of Interest Amount
22. Depreciation Schedule
23. Term Loan Repayment Schedule
24. Debt Service Coverage Ratio
25. Break-Even Analysis
26. Projected Cash Flow Statement
27. Projected Balance Sheet
28. Internal Rate Return
29. Pay Back Period
The presentation also supplements with important facts and useful information covering the areas as indicated below;
1. Statutory Permits and Business Licenses Required for the Project
2. Important Steps to Start a MSME Business Unit and
3. Tips to Identify Suitable Project Location.
LIST OF ENCLOSURES
ENCLOSURE-1: E-BOOK ON SCHEMES FOR MSMEs, MINISTRY OF MSME, GOVT. OF INDIA.
ENCLOSURE-2: SALIENT FEATURES OF MUDRA LOAN SCHEME, MINISTRY OF MSME, GOVT. OF INDIA.
ENCLOSURE-3: FAQ ON MUDRA LOAN SCHEME.
ENCLOSURE-4: BRIEF ABOUT PSB LOANS IN 59 MINUTES SCHEME.
ENCLOSURE-5: FAQ ON PSB LOANS IN 59 MINUTES SCHEME.
Thus the information provided would help in identifying in advance the infrastructure/resources required for the Project and approach the concerned government agencies accordingly. Hence, it becomes a complete document for further action towards realising the dream of becoming an entrepreneur.