There are quite a number of business opportunities in the retail industry that an aspiring entrepreneur can start on a small scale and then grow to become a national phenomenon. Most of these businesses sometimes are businesses that require little or no technical knowledge and that too with limited investment. One of such businesses is to open a 99 retail store in the neighbourhood. The 99 (Ninety-Nine) stores are a popular new start-up for many new business owners. Shoppers love a bargain on everyday Household items as well as unique products from around the world. Entrepreneurs who want to go into the retail market might consider opening a 99 store because it is a proven business model when it is merchandised properly. Make sure to stock your store with good-quality merchandise. This includes unique impulse items as well as common household supplies. Opening a 99-cent store is not very different from running any small business but the success will depend on good planning of the promoter. Therefore, starting a 99 store business can be lucrative, as many people enjoy shopping in stores that offer rock-bottom prices or bargain-deals.

A Project Report is not only essential for obtaining financial assistance from Bank/ Financial Institution/Funding Agency but also the most important document either to participate in the development schemes of MSME Sector/ Department of Industries or in completing various time consuming government formalities connected with planning and commercial operation of the proposed business project.

This Detail Project Report (DPR)/ Business Plan has been developed in a well-structured PDF Format (Easy to Download, Convert into MS WORD through www.pdftoword.com, Edit for Personalised Customisation and Finally Printing the Report) to be presented as a Ready Project Proposal immediately thereby saving precious time of the promoter in the process of completing requisite formalities in anticipation of setting up the business project. Accordingly, following Project Templates has been deliberately left blank in order to facilitate customisation by the perspective entrepreneurs based on personal requirements and furnish necessary information on actual basis.

§ Project at a Glance                                     :             To be Filled Up as per Personal Requirements.

[Total Capital Expenditure, Working Capital, Estimated Cost of the Project, Amount of Bank Loan, Amount of Equity Capital and Amount of applicable Margin Money Subsidy – (Urban/Rural /General Category/ Special Category)].

§ General Information and Location          :             To be Furnished in the Blank Space.

[Name of the Unit/Firm, Address of the Proposed Project Location, Size of the Space Available and Occupancy under Ownership/Lease Agreement].

§ Promoter’s Background                            :             To be Furnished in the Blank Space.

[Name of the Promoter, Age, Communication Address, Educational Qualification, Work Experience and Special Training Attended, if Any].

The Project Report/ Business Plan so presented include all the important aspects containing the following details;

CONTENTS

1. Highlights of the Project
2. Project Introduction
3. The Project Proposal
4. The Products
5. Prospect for Investment
6. Potential Target Customers/Market
7. Marketing Strategy
8. Critical Success Factors
9. Process Details and Technical Solutions
10. Quality and Standards
11. Installed and Operational Capacity
12. Raw Materials and Consumables
13. Power and Utility
14. Tentative Implementation Schedule
15. Basis & Presumptions
16. Capital Investment Estimates with Detail Project Economics
17. Computation of Working Capital Requirement
18. Estimated Total Project Investment
19. Proposed Means of Project Financing
20. Estimated Annual Sales Turnover
21. Projected Profitability Statement
22. Calculation of Interest Amount
23. Depreciation Schedule
24. Term Loan Repayment Schedule
25. Debt Service Coverage Ratio
26. Break-Even Analysis
27. Projected Cash Flow Statement
28. Projected Balance Sheet
29. Internal Rate Return
30. Pay Back Period

The presentation also supplements with important facts and useful information covering the areas as indicated below;

1. Statutory Permits and Business Licenses Required for The 99 Store Business
2. Important Steps to Start The 99 Store Business and
3. Tips to Identify Suitable Location for The 99 Store Business.

LIST OF ENCLOSURES

ENCLOSURE-1: SALIENT FEATURES OF MUDRA LOAN SCHEME, MINISTRY OF MSME, GOVT. OF INDIA.

ENCLOSURE-2: FAQ ON MUDRA LOAN SCHEME.

ENCLOSURE-3: BRIEF ABOUT PSB LOANS IN 59 MINUTES SCHEME.

ENCLOSURE-4: FAQ ON PSB LOANS IN 59 MINUTES SCHEME.

Thus the information provided would help in identifying in advance the infrastructure/resources required for the Project and approach the concerned government agencies accordingly. Hence, it becomes a complete document for further action towards realising the dream of becoming an entrepreneur.