Healthcare sector today in India is facing tremendous growth, gaining popularity and also flourishing with each passing day as Indian consumers are placing more emphasis on prevention and wellness activities. With the changing lifestyle, medicines have become one of the basic requirements of people. Accordingly, one such evergreen healthcare business that is unaffected by any recession is Medical Retail Store (Pharmacy) business. In such stores, all kinds of medicines and healthcare products are available for the customers. One can add regular moving retail products too, which can add to the revenue. Many neighborhood Medical stores also feature a Lifestyle store that stocks FMCG Products, Cosmetics, Newspaper, Food & Beverages etc. along with pharmaceutical products and its related services. With the increasing need for medical assistance, the Medical Store business appears to be a lucrative option for those entrepreneurs/ trained individuals (who are trained pharmacists themselves or involved in the local medical profession) who want to invest in the healthcare segment with less space and limited capital. Hence, the Medical & Lifestyle Store business idea provides the entrepreneurs with a profitable opportunity as the margin of the products is somewhat substantial.

A Project Report is not only essential for obtaining financial assistance from Bank/ Financial Institution/Funding Agency but also the most important document either to participate in the development schemes of MSME Sector/ Department of Industries or in completing various time consuming government formalities connected with planning and commercial operation of the proposed business project.

This Detail Project Report (DPR)/ Business Plan has been developed in a well-structured PDF Format (Easy to Download, Convert into MS WORD through www.pdftoword.com, Edit for Personalised Customisation and Finally Printing the Report) to be presented as a Ready Project Proposal immediately thereby saving precious time of the promoter in the process of completing requisite formalities in anticipation of setting up the business project. Accordingly, following Project Templates has been deliberately left blank in order to facilitate customisation by the perspective entrepreneurs based on personal requirements and furnish necessary information on actual basis.

§ Project at a Glance                                     :             To be Filled Up as per Personal Requirements.

[Total Capital Expenditure, Working Capital, Estimated Cost of the Project, Amount of Bank Loan, Amount of Equity Capital and Amount of applicable Margin Money Subsidy – (Urban/Rural /General Category/ Special Category)].

§ General Information and Location          :             To be Furnished in the Blank Space.

[Name of the Unit/Firm, Address of the Proposed Project Location, Size of the Space Available and Occupancy under Ownership/Lease Agreement].

§ Promoter’s Background                            :             To be Furnished in the Blank Space.

[Name of the Promoter, Age, Communication Address, Educational Qualification, Work Experience and Special Training Attended, if Any].

The Project Report/ Business Plan so presented include all the important aspects containing the following details;

CONTENTS

1. Highlights of the Project
2. Project Introduction
3. The Project Proposal
4. The Products
5. Prospect for Investment
6. Potential Target Customers/Market
7. Marketing Strategy
8. Critical Success Factors
9. Process Details and Technical Solutions
10. Quality and Standards
11. Installed and Operational Capacity
12. Raw Materials and Consumables
13. Power and Utility
14. Tentative Implementation Schedule
15. Basis & Presumptions
16. Capital Investment Estimates with Detail Project Economics
17. Computation of Working Capital Requirement
18. Estimated Total Project Investment
19. Proposed Means of Project Financing
20. Estimated Annual Sales Turnover
21. Projected Profitability Statement
22. Calculation of Interest Amount
23. Depreciation Schedule
24. Term Loan Repayment Schedule
25. Debt Service Coverage Ratio
26. Break-Even Analysis
27. Projected Cash Flow Statement
28. Projected Balance Sheet
29. Internal Rate Return
30. Pay Back Period

The presentation also supplements with important facts and useful information covering the areas as indicated below;

1. Statutory Permits and Business Licenses Required for Pharmacy Cum Lifestyle Store Business
2. Important Steps to Start Pharmacy Cum Lifestyle Store Business
3. Tips to Identify Suitable Location for Pharmacy Cum Lifestyle Store Business
4. Photographs of Major Furniture’s, Fixtures &Equipment’s Required
5. Contact Details of Furniture’s, Fixtures &Equipment’s Suppliers and
6. Contact Details of Professional Consultants.

LIST OF ENCLOSURES

ENCLOSURE-1: SALIENT FEATURES OF MUDRA LOAN SCHEME, MINISTRY OF MSME, GOVT. OF INDIA.

ENCLOSURE-2: FAQ ON MUDRA LOAN SCHEME.

ENCLOSURE-3: BRIEF ABOUT PSB LOANS IN 59 MINUTES SCHEME.

ENCLOSURE-4: FAQ ON PSB LOANS IN 59 MINUTES SCHEME.

Thus the information provided would help in identifying in advance the infrastructure/resources required for the Project and approach the concerned government agencies accordingly. Hence, it becomes a complete document for further action towards realising the dream of becoming an entrepreneur.