Jewellery has been an integral part of Indian lifestyle. Wearing the right piece of jewelry is a great way to stand out from the crowd and for which jewellery is considered one of the sparkles in the life of an women. There are many varieties of jewellery available in the market but Hand-made Jewellery stands out because of its uniqueness. Hand-made Jewellery is made by an artist without the use of mass-manufacturing machines. There is no standard "look" for handmade jewellery. It can range from simple hand-assembled pendants and bracelets to intricate designs that take hours or days and skilled techniques to finish. Most of the handmade jewellery has a certain ethnic flair i.e. most culture have their own unique handmade traditional jewellery. Hand-made Jewellery has received a great liking among women in recent times due to the grace they add to them.

People love to stay fashionable by trying out new statement designs that are a massive hit in the market. Due to this, demand for jewelry always exists and it will further increase with the increase of the population. When the old jewelry items are subjected to wear and tear over a period of time, there appears replacement demand. The market of the traditional jewelry is very good. Now a days the demand of the traditional jewelry are gradually increasing day by day. They also successfully occupied the market of national as well as international level. There are various items for jewelry like earrings, neck sets, bracelets, anklets and bangles which are now in great demand. Handcrafting such jewelry pieces and selling them online can draw the customer's attention, boosting business's revenue. So, while there are plenty of mass-produced jewelry lines in the market, traditional jewelry provides one of the profitable business propositions.

More and more people are looking to be their own boss to find a sense of fulfilment, have some fun and earn money doing what they love. You can turn your little craft hobby into a home-based business venture. People can think of starting up a business on handmade jewelry. A way to start a jewelry-making business is by making jewelry at home and approaching e-commerce websites like Amazon and Flipkart for collaboration. Many small business owners launch a tie-up with these stores to promote their brand, cutting down the cost of setting up an e-store. Launching a website is another effective step to start an online jewelry business and establish your identity as an entrepreneur. Now a day’s digital marketing is also providing a great opportunity for the people to sell the products digitally. One can also easily create a face book page, instagram page and other platforms to sell the products digitally. In such platforms, products can be showed to a wide range of customers.

A Project Report is not only essential for obtaining financial assistance from Bank/ Financial Institution/Funding Agency but also the most important document either to participate in the development schemes of MSME Sector/ Department of Industries or in completing various time consuming government formalities connected with planning and commercial operation of the proposed business project.

This Detail Project Report (DPR)/ Business Plan has been developed in a well-structured PDF Format (Easy to Download, Convert into MS WORD through www.pdftoword.com, Edit for Personalised Customisation and Finally Printing the Report) to be presented as a Ready Project Proposal immediately thereby saving precious time of the promoter in the process of completing requisite formalities in anticipation of setting up the business project. Accordingly, following Project Templates has been deliberately left blank in order to facilitate customisation by the perspective entrepreneurs based on personal requirements and furnish necessary information on actual basis.

§ Project at a Glance                               :             To be Filled Up as per Personal Requirements.

[Total Capital Expenditure, Working Capital, Estimated Cost of the Project, Amount of Bank Loan, Amount of Equity Capital and Amount of applicable Margin Money Subsidy – (Urban/Rural /General Category/ Special Category)].

§ General Information and Location       :             To be Furnished in the Blank Space.

[Name of the Unit/Firm, Address of the Proposed Project Location, Size of the Space Available and Occupancy under Ownership/Lease Agreement].

§ Promoter’s Background                        :             To be Furnished in the Blank Space.

[Name of the Promoter, Age, Communication Address, Educational Qualification, Work Experience and Special Training Attended, if Any].

The Project Report/ Business Plan so presented include all the important aspects containing the following details;

CONTENTS

1.    Project at a Glance

2.    Highlights of the Project

3.    Project Introduction

4.    The Project Proposal

5.    Prospect for Investment

6.    Potential Target Customers/Market

7.    Market Entry Plan

8.    Process Details and Technical Aspect

9.    Installed and Operational Capacity

10. Raw Materials and Consumables

11. Power and Utility

12. Tentative Implementation Schedule

13. Basis & Presumptions

14. Capital Investment Estimates with Detail Project Economics

15. Computation of Working Capital Requirement

16. Estimated Total Project Investment

17. Proposed Means of Project Financing

18. Estimated Annual Sales Turnover

19. Projected Profitability Statement

20. Calculation of Interest Amount

21. Depreciation Schedule

22. Term Loan Repayment Schedule

23. Debt Service Coverage Ratio

24. Break-Even Analysis

25. Projected Cash Flow Statement

26. Projected Balance Sheet

27. Internal Rate Return

28. Pay Back Period

The presentation also supplements with important facts and useful information covering the areas as indicated below;

1.    Scope of Hand-Made Jewelry Business;

2.    Statutory Permits and Business Licenses required for Hand-Made Jewelry Business;

3.    Beginner’s Guide to Start Hand-Made Jewelry Business;

4.    Critical Success Factors in Hand-Made Jewelry Business and

5.    Marketing Strategy and Promotional Ideas to Boost the Sale

LIST OF ENCLOSURES

ENCLOSURE-1: SALIENT FEATURES OF MUDRA LOAN SCHEME, MINISTRY OF MSME, GOVT. OF INDIA.

ENCLOSURE-2: FAQ ON MUDRA LOAN SCHEME.

ENCLOSURE-3: E-BOOK ON SCHEMES FOR MSMEs, MINISTRY OF MSME, GOVT. OF INDIA.

Thus the information provided would help in identifying in advance the infrastructure/resources required for the Project and approach the concerned government agencies accordingly. Hence, it becomes a complete document for further action towards realising the dream of becoming an entrepreneur.