Washing and cleaning products are the substances which are used to remove dirt, including dust, stains, bad smells and clutter on surfaces. Soaps and detergents have become a necessary product in our daily lives. They are used in various applications such as laundry cleaning, personal cleaning, household cleaning and dishwashing. The detergents can remove dirt and grease from porous surfaces such as fabrics, clothes and wood. Thus, they find wide applications in industrial, commercial and residential sectors. Increased awareness about health and hygiene, escalating population and considerable increase in per capita disposable income are among the major driving forces for the cleaning product market growth in India. Rapid urbanization and changing lifestyles of people also drive the demand for these products. However, concerns related to the spread of various diseases, COVID-19 in the recent case, has magnified the awareness about sanitization. Increasing concern about ensuring the safety, social and self-actualization needs by enabling safe food storage, sterilizing household surfaces and controlling garbage in a hygienic manner are also driving the washing and cleaning market to some extent.Home Cleaning Products are commonly used by many people as it is a part of the FMCG industry. FMCG industry includes those products that are Fast Moving in nature and are consumable goods. Since washing and cleaning [productsare fast-moving products, used widely at homes and so on, it has a repetitive demand from people, thus having a great market potential for business.
A Project Report is not only essential for obtaining financial assistance from Bank/ Financial Institution/Funding Agency but also the most important document either to participate in the development schemes of MSME Sector/ Department of Industries or in completing various time consuming government formalities connected with planning and commercial operation of the proposed business project.
This Detail Project Report (DPR)/ Business Plan has been developed in a well-structured PDF Format (Easy to Download, Convert into MS WORD through www.pdftoword.com, Edit for Personalised Customisation and Finally Printing the Report) to be presented as a Ready Project Proposal immediately thereby saving precious time of the promoter in the process of completing requisite formalities in anticipation of setting up the business project. Accordingly, following Project Templates has been deliberately left blank in order to facilitate customisation by the perspective entrepreneurs based on personal requirements and furnish necessary information on actual basis.
§ Project at a Glance : To be Filled Up as per Personal Requirements.
[Total Capital Expenditure, Working Capital, Estimated Cost of the Project, Amount of Bank Loan, Amount of Equity Capital and Amount of applicable Margin Money Subsidy – (Urban/Rural /General Category/ Special Category)].
§ General Information and Location : To be Furnished in the Blank Space.
[Name of the Unit/Firm, Address of the Proposed Project Location, Size of the Space Available and Occupancy under Ownership/Lease Agreement].
§ Promoter’s Background : To be Furnished in the Blank Space.
[Name of the Promoter, Age, Communication Address, Educational Qualification, Work Experience and Special Training Attended, if Any].
The Project Report/ Business Plan so presented include all the important aspects containing the following details;
CONTENTS
1. Highlights of the Project
2. Project Introduction
3. The Project Proposal
4. Prospect for Investment
5. Potential Target Customers/Market
6. Marketing Strategy
7. Critical Success Factors
8. Process Details and Technical Aspects
9. Installed and Operational Capacity
10. Quality and Standards
11. Raw Materials and Consumables
12. Power and Utility
13. Tentative Implementation Schedule
14. Basis & Presumptions
15. Capital Investment Estimates with Detail Project Economics
16. Computation of Working Capital Requirement
17. Estimated Total Project Investment
18. Proposed Means of Project Financing
19. Estimated Annual Sales Turnover
20. Projected Profitability Statement
21. Calculation of Interest Amount
22. Depreciation Schedule
23. Term Loan Repayment Schedule
24. Debt Service Coverage Ratio
25. Break-Even Analysis
26. Projected Cash Flow Statement
27. Projected Balance Sheet
28. Internal Rate Return
29. Pay Back Period
The presentation also supplements with important facts and useful information covering the areas as indicated below;
1. Statutory Permits and Business Licenses Required for the Project
2. Important Steps to Start a MSME Business Unit and
3. Tips to Identify Suitable Project Location
4. Smart Tips to Follow in Home Care Products Making Business
5. Contact Details of Equipment & Machinery Suppliers
6. Contact Details of Raw Material Suppliers
7. Contact Details of Professional Consultants and Contact Details of Vocational Training Centres.
LIST OF ENCLOSURES
ENCLOSURE-1: E-BOOK ON SCHEMES FOR MSMEs, MINISTRY OF MSME, GOVT. OF INDIA.
ENCLOSURE-2: SALIENT FEATURES OF MUDRA LOAN SCHEME, MINISTRY OF MSME, GOVT. OF INDIA.
ENCLOSURE-3: FAQ ON MUDRA LOAN SCHEME.
ENCLOSURE-4: BRIEF ABOUT PSB LOANS IN 59 MINUTES SCHEME.
ENCLOSURE-5: FAQ ON PSB LOANS IN 59 MINUTES SCHEME.
Thus the information provided would help in identifying in advance the infrastructure/resources required for the Project and approach the concerned government agencies accordingly. Hence, it becomes a complete document for further action towards realising the dream of becoming an entrepreneur.